In recent years, there has been a lot of hype surrounding the idea of refinancing. Thanks to low interest rates,…
Tag: refinance mortgage
It’s a new housing market, a new lending environment and a new economy. Keeping that in mind, it makes sense that new types of mortgages are popping up all over the place. Some of the innovative new mortgage options that are available to borrowers include the 40-year mortgage, hybrid mortgage, mortgage modification and the YOURgage. Find out what these options are and how they might benefit you.
Whether you’re interested in lowering your mortgage rate, or you’d like to shorten your loan’s term, refinancing your mortgage can mean big savings for you… or it might not be worth it, depending on your personal situation. Find out how to decide whether you should refinance.
Whether you are looking to refinance your home loan or simply clean up your credit, costs and payments associated with your home carry greater weight when it comes to your credit score than other types of financing. Discover at least ways five ways you can improve your credit or keep your score soaring high – and how they relate to your home.
Not sure what it takes to get a home loan today? Home Loan Expert, Eric Ehrhardt, covers the most important basics – credit, equity, income and assets – so when you’re ready to buy your dream home or refinance your existing home, you’ll have everything you need to qualify and move through the mortgage process with ease.
When it comes to home financing these days, having good credit and specifically, a good payment history on your mortgage or apartment, is super important. So before you apply for your next home loan, let’s discuss what lenders and underwriters are looking for when they review your payment history.
Just when you thought they were as low as they could get, mortgage rates continue to slide. In fact, you can now get a 30-year home loan at the lowest interest rates in 39 years, according to Freddie Mac. Take advantage now, as mortgage rates will likely go up in the near future.
If you’re thinking about refinancing, you may be hesitating because you are intimidated by the process. The mortgage industry collapse and unpredictable financial markets have created some new obstacles for borrowers. However, these hurdles can be easily overcome with a little research and preparation. Here are some of the things to be ready for and some tips on how you can prepare yourself to go through the refinance process with ease.
The first day of spring has come and gone, officially marking the time of year to clean house – and not just your literal home. It’s also the perfect season to tidy up your finances. Just like you might have a “to do” list for your house spring cleaning tasks, here are 12 simple to dos to help you clean your financial house.
Whether you’re strapped for cash or feeling comfortable, we could all stand to make a few tweaks to our personal…