Quizzle’s Personal Finance Blogger of the Week will tell you, he’s an engineer—not a financial advisor and not a salesman….
Savings & Retirement
Investment bankers and Wall Street sharks aren’t the only ones salivating over this week’s expected initial public offering (IPO) from…
In one of his finer moments at this weekend’s White House Correspondents Dinner, Jimmy Kimmel touched upon the largely psychic…
Saving an Emergency Fund is an essential financial safety net: everyone should ideally have 3-6 months worth of expenses in…
While it’s always a good idea to save money, especially for “big-ticket” goals like retirement, college and emergency expenses, there are some times in life when you might not want to save as much as others. Is it ever okay not to save money?
If your emergency savings fund is looking a little sad these days – or worse, is non-existent – it’s time to get creative. After you’ve made as many cuts to regular bills and expenses as you can to free up cash for your savings, the next step is to increase the income side of the equation? Don’t have time for a second job? Don’t worry – there are plenty of unusual ways to earn cash without taking on another job.
Certified Financial Planner Heidi Davis explains what an Individual Retirement Account is, how it might benefit you and how to choose which kind of IRA is right for you.
If you’re expecting a baby or have a young child, and have very little extra money, you’re not alone. Many young couples have children while they are trying to establish themselves financially. Even though you may have very little money, you can start a college fund for your kids with a little planning and a few good ideas.
It’s best to start saving for retirement as soon as you start working. Even if you’re only part-time, you should put away what you can from each paycheck. Every little bit helps and will add up over time. If you weren’t able to start saving early like this, however, it’s not too late to get back on track and begin saving now. You may need to make some adjustments in your lifestyle today to accommodate for tomorrow, but there’s still time.
It’s typically a joke you hear your parents say: “We’re spending your inheritance, but we’re having fun while doing it!” Couples and individuals of all ages contemplate whether they should focus on putting away money for their retirement years or spending the money now on things they love doing, like traveling, charity or buying a dream home. We cover ways to strike the balance and how to figure out if you’re saving enough.
Certified Financial Planner Kevin Worthley explores the pros and cons of insurance annuities, and whether they make a good investment in the current economic climate.