Bethany’s Breakdown: Wear Sunscreen

Written By:


Bethany'sBreakdown “Don’t feel guilty if you don’t know what you want to do with your life. The most interesting people I know didn’t know at 22 what they wanted to do with their lives. Some of the most interesting 40-year-olds I know still don’t.” – Mary Schmich, Advice, like youth, probably just wasted on the young.

I’ve decided to take a break from writing about credit this week. One of the things I’ve learned here at Quizzle is there’s only so much you can do within a certain amount of time to improve your score.

Although budgets, secured cards and prioritizing money all impact credit, it’s not a quick fix. I’m taking this opportunity to change things up a bit. The past several weeks I’ve shared my finance journey, but this isn’t the only journey I’ve been on. Like many young adults in a similar situation, my summer job/internship is now at its halfway point.

The dreaded job hunt has started up again and if you’re anything like me it’s easy to let discouragement get the best of you. I’m telling you, DON’T let it. There is no worse way to kill your self-esteem than letting the idea you are not good enough get in the way. So here’s my advice to you… you ARE good enough. You may lack “experience”, or the job you’re interested in has nothing to do with your college major. Apply anyway. Take a chance. You never know the timing of events until you try. Just like credit, jobs deal with timing too. Experience isn’t everything. Personality, enthusiasm, character and true passion have something to offer that experience cannot. A positive attitude can go as far as you let it. Think about it this way, when you wake up in the morning and think ‘today is going to be an awful, long and dreaded day’, more than likely it will be. Instead, wake up in the mindset of ‘today I’m going to face my challenges to the best of my ability and laugh along the way’. Whether time is on your side or not, it will make all the difference in the world. If you don’t believe you can do it, why would anyone else? Have confidence in who you are, and where you are going, even if you don’t know where that place is yet.

bethany-quote4 (2)

Whenever I start to feel like my life is one hot mess after the next, I take a few minutes and listen to one of my favorite songs. At one point in time, I was listening to this song every morning (my former roommates can attest to this). It’s my secret escape and brings me back to reality. The lyrics came from an essay written as a potential commencement speech by Mary Schmich. It was published in a Chicago Tribune column and called “Advice, like youth, probably just wasted on the young.” The advice is from the heart and can touch almost all of us, at any age (especially those of us feelings a little, well lost). This weeks “Pop Quizzle” (aka something I’ve known and finally sharing) is: Wear Sunscreen by Baz Luhrmann

Bethany’s Breakdown is a series. You can catch new posts on my credit journey every Saturday on the Quizzle Wire. If you would like to see how it all started, check out my first post Bethany’s Breakdown: What they don’t teach you about personal finance in college.